Terms of Service & Usage Charter
Effective Date: January 1, 2026 | Last Comprehensive Audit: September 25, 2026 | Jurisdiction: Global Public Information Service
Agreement Overview
By accessing, browsing, or utilizing the interactive financial calculators, databases, and policy guides published on solarsavingshub.org, you enter into a legally binding contract governed by these Terms of Service. If you do not consent to every provision outlined herein, you must immediately terminate use of this digital platform.
1. Informational & Educational Scope (Not Professional Advice)
The materials, calculations, spreadsheets, and policy summaries published on Solar Savings Hub are developed solely for public educational and preliminary screening purposes. We operate as an independent clean energy research bureau, not an electrical contracting firm, professional engineering consultancy, financial advisory, or licensed legal practice.
- No Contractor-Client Relationship: Interacting with our editorial staff, submitting web forms, or executing mathematical models does not establish an engineering, fiduciary, or contracting relationship.
- Mandatory Independent Site Feasibility: Solar photovoltaic sizing and structural roof feasibility depend on localized physical variables—including structural rafter spacing, local electrical service panel amperage (100A vs. 200A busbars), tree shade profiles, and local utility distribution transformer headroom. Homeowners must obtain signed structural and electrical engineering assessments from licensed local contractors before executing equipment purchase contracts.
- Tax & Legal Independence: Discussions of the 30% Federal Clean Energy Tax Credit (IRS Section 25D) and state depreciation schedules do not constitute certified tax advice. You must consult a licensed CPA or tax attorney to verify individual tax liability eligibility.
2. Calculator Algorithms & Limitation of Warranties
Our engineering team recalibrates mathematical models quarterly to mirror evolving utility tariffs and hardware specifications. However, all interactive calculators, spreadsheets, and data endpoints are provided strictly on an "AS-IS" and "AS-AVAILABLE" basis without express or implied warranties of any kind.
| Calculator Engine | Primary Data Inputs | Algorithmic Limitations & Exclusions |
|---|---|---|
| 25-State Solar Matrix | Public Utility Commission rate tariffs, net metering policies | Does not capture unannounced mid-cycle utility tariff adjustments or municipal co-op rider fees. |
| Solar Loan EMI Engine | Interest rate, term length, principal equipment cost | Excludes hidden contractor dealer origination fees (typically 15%–30%) unless manually entered. |
| Battery Runtime Estimator | Continuous/surge wattage loads, battery kWh capacity | Subject to real-world ambient temperature derating, inverter idle draw, and LFP depth-of-discharge limits. |
| PM Surya Ghar Estimator | MNRE benchmark subsidy brackets (₹30k–₹78k) | Subject to local DISCOM meter stock availability and state-specific budget sanction limits. |
3. Intellectual Property Rights & Fair Use Guidelines
All proprietary software code, mathematical models, original technical diagrams, curated regulatory databases, and editorial treatises published on Solar Savings Hub are the exclusive intellectual property of Solar Savings Hub, protected under international copyright, trademark, and trade dress statutes.
- Permitted Personal Use: You are granted a revocable, non-exclusive, non-transferable license to view, download, and print individual guides and calculator outputs for private, non-commercial decision-making.
- Commercial Scraping Prohibition: Automated data extraction—including web scraping, crawler bots, artificial intelligence model training ingestion, or programmatic algorithmic cloning—is strictly prohibited without prior written authorization from our editorial bureau.
- Academic Citation: Universities, researchers, and public interest entities may quote excerpts (not to exceed 200 words) provided prominent, do-follow canonical attribution is credited to SolarSavingsHub.org.
4. Limitation of Liability
To the fullest extent permitted by applicable statutory law, Solar Savings Hub, its researchers, software developers, and editorial board shall not be held liable for any direct, indirect, incidental, punitive, special, or consequential damages resulting from:
- Financial losses incurred from entering into rooftop solar installation or equipment purchase agreements.
- Discrepancies between our algorithmic estimates and actual utility electricity bills, net metering credits, or tax deductions.
- Disputes, financial insolvencies, mechanic's liens, or warranty defaults involving third-party solar contractors or equipment manufacturers.
- Technical downtime, server interruptions, or database transmission delays.
5. Third-Party Hyperlinks & External Services
Our research dossiers link to third-party resources, such as public utility commission dockets, IRS bulletins, state legislative repositories, and equipment testing laboratories. Solar Savings Hub exercises no administrative control over external websites and assumes no legal responsibility for their availability, privacy practices, or content accuracy.
6. Governing Law & Dispute Resolution
These Terms shall be construed, interpreted, and governed under the laws of the applicable legal jurisdiction where our operations desk is situated, without regard to choice of law doctrines. Any controversy, claim, or legal dispute arising from the use of our services shall be settled via binding individual arbitration rather than representative class action lawsuits.
7. Editorial Bureau Contact Desk
Questions regarding our Terms of Service or commercial licensing requests should be directed to:
Solar Savings Hub — Legal & Bureau Compliance Desk
Official Legal Correspondence: legal@solarsavingshub.org
General Inquiries: editorial@solarsavingshub.org