National & State Rooftop Solar Subsidy Directory (2026)

Audited central financial assistance (CFA) grant structures under PM Surya Ghar Muft Bijli Yojana, state-specific top-up subsidies, and direct benefit transfer (DBT) disbursement schedules.

Table 5: 2026 PM Surya Ghar Central CFA & State Supplementary Solar Grants Breakdown
State / Region 1 kW Central CFA 2 kW Central CFA 3 kW Central CFA State Top-Up Grant Max Combined Grant DBT Timeline
Uttar Pradesh ₹30,000 ₹60,000 ₹78,000 ₹30,000 (UPNEDA Top-Up) ₹1,08,000 25–35 Days post-commissioning
Delhi (NCT) ₹30,000 ₹60,000 ₹78,000 ₹3.00/kWh Generation Incentive ₹78,000 + GBI 30 Days (DBT) + Monthly GBI
Maharashtra ₹30,000 ₹60,000 ₹78,000 None (CFA only) ₹78,000 25–30 Days post-commissioning
Gujarat ₹30,000 ₹60,000 ₹78,000 High feed-in priority ₹78,000 20–28 Days post-commissioning
Karnataka ₹30,000 ₹60,000 ₹78,000 None (CFA only) ₹78,000 30–40 Days post-commissioning
Rajasthan ₹30,000 ₹60,000 ₹78,000 RREC Single Window ₹78,000 25–35 Days post-commissioning
Tamil Nadu ₹30,000 ₹60,000 ₹78,000 TEDA Technical Assistance ₹78,000 30–45 Days post-commissioning
Telangana ₹30,000 ₹60,000 ₹78,000 TSREDCO Subsidy Desk ₹78,000 25–35 Days post-commissioning
Kerala ₹30,000 ₹60,000 ₹78,000 Soura Co-financing ₹78,000 30–40 Days post-commissioning
Punjab ₹30,000 ₹60,000 ₹78,000 PEDA Solar Push ₹78,000 25–35 Days post-commissioning

PM Surya Ghar Central Financial Assistance (CFA) Architecture

Launched in 2024 with a ₹75,021 Crore budgetary allocation, PM Surya Ghar Muft Bijli Yojana revolutionized distributed solar deployment across India by introducing a direct-to-bank Direct Benefit Transfer (DBT) model. Unlike earlier legacy schemes where subsidies were disbursed to contractors (frequently resulting in inflated quotes and 12-month processing delays), PM Surya Ghar credits the grant directly into the verified bank account of the registered property owner within 30 days of bidirectional net meter commissioning.

National Central CFA Slabs

Table 5.1: Ministry of New and Renewable Energy (MNRE) Standardized Subsidy Tiers
System Capacity Central CFA Subsidy Formula Total Subsidy Amount
1 kW System ₹30,000 flat per kW ₹30,000
2 kW System ₹30,000 per kW × 2 ₹60,000
3 kW System ₹60,000 (first 2 kW) + ₹18,000 (3rd kW) ₹78,000 (Maximum Cap)
Above 3 kW (e.g. 5kW, 10kW) Capped at 3 kW maximum benefit ₹78,000 (Fixed maximum grant)
Group Housing Societies (GHS / RWA) ₹18,000 per kW for common areas (up to 500 kW) Up to ₹90,00,000

Key Eligibility Criteria for Subsidy Approval

  1. Domestic Residential Connection: Only low-tension residential connections are eligible. Commercial, industrial, and agricultural connections are excluded from PM Surya Ghar grants.
  2. DCR (Domestic Content Requirement) Modules: Both solar cells and modules must be manufactured domestically in India by an approved manufacturer listed in the MNRE ALMM (Approved List of Models and Manufacturers).
  3. Name Match Across Documents: The applicant's name on the electricity bill, Aadhaar card, and bank account passbook/cancelled cheque must match precisely. Even minor spelling mismatches can trigger automated DBT rejections.

National Subsidy Claim Step-by-Step Procedure

  1. Portal Registration: Visit pmsuryaghar.gov.in. Select your state, distribution utility, and enter your consumer account number along with mobile number and email.
  2. Technical Feasibility Application: Submit the application specifying desired capacity (e.g. 3 kW). The DISCOM grants online feasibility approval within 15 working days.
  3. Empanelled Contractor Selection: Choose from the empanelled vendors listed for your division and execute the standard model agreement.
  4. System Installation: The vendor installs ALMM/DCR-compliant modules, grid-tied inverter, and safety switchgear.
  5. Net Meter Installation & Inspection: DISCOM installs the bidirectional net meter and approves the commissioning report.
  6. Bank Details Submission & DBT Disbursal: Upload a scanned copy of your cancelled cheque or bank passbook on the National Portal. Within 30 days, the ₹78,000 CFA grant is credited directly to your bank account via PFMS (Public Financial Management System).

Top 4 Documentation Pitfalls Causing Subsidy Delays

  • Name Mismatch: If your bank account name differs even slightly from the name on the electricity bill (e.g., initials vs full name), the automated PFMS banking gateway will reject the DBT transfer.
  • Unseeded Aadhaar: The bank account provided must be active and seeded with your Aadhaar number for Direct Benefit Transfer (DBT) enablement.
  • Non-DCR Module Serials: If the installer inputs serial numbers of imported solar modules or cells, the central portal algorithm flags the file instantly and freezes the subsidy.
  • Incorrect Inverter Certificate: Installers must attach the official BIS Type-Test certificate for the specific inverter model installed.

Frequently Asked Questions on Solar Subsidies

Why is the subsidy capped at ₹78,000 for systems larger than 3 kW?
PM Surya Ghar was explicitly designed to prioritize middle-income and lower-middle-income domestic households. Homeowners installing 5 kW or 10 kW systems still receive the full ₹78,000 subsidy, but any capacity beyond 3 kW must be funded at the standard unsubsidized market rate.
How long does it take for the subsidy money to reach my bank account?
Once your DISCOM conducts the physical site inspection, installs the net meter, and issues the official Commissioning Certificate on the National Portal, the DBT grant is typically credited into your bank account within 20 to 35 business days.